Make Sure You Are Covered in Case of an Accident in Massachusetts

Liability Coverage

In many states including Massachusetts, drivers are required by law to have a minimum amount of liability coverage. Liability coverage is insurance that pays for damages to others if you cause an accident.

In Massachusetts, the minimum liability coverage is $20,000 per person injured in any one accident, and $40,000 for all people injured in any one accident. You can pay for greater coverage if you wish, to protect you from loss if you are found at fault in a car accident.

Remember, liability insurance pays only to settle claims or pay judgments against you if you are found negligent.

Uninsured or Underinsured Motorist Benefits

To protect yourself against claims from other drivers or passengers in case of a car accident, you can purchase a coverage known as "uninsured or underinsured motorist benefits." This allows you to get paid by your own insurance company if a negligent driver has not enough liability insurance to pay for your bills.

Medical Payments Coverage

Medical Payments Coverage is an additional coverage that takes care of medical bills. It is meant to pay for the medical needs of a driver or passengers, and only covers those who are in the insured car.

Personal Injury Protection Coverage

In Massachusetts, personal injury protection will cover up to $8,000 in medical and work loss expenses, regardless of who is at fault in the accident. However, Massachusetts Personal Injury Protection does not cover riders and passengers involved in a motorcycle accident.

Collision Coverage

Another type of voluntary coverage is Collision Coverage. It helps to pay for repairs to or replacement of your vehicle after an accident, regardless of who is at fault.

Contact a Car and Truck Accident Lawyer with Our Firm

If you or a loved one has been involved in a motor vehicle accident in Boston, Springfield, Worcester, or elsewhere in Massachusetts, contact the Law Offices of Mark E. Salomone. A car and truck accident lawyer with our firm can help you obtain the compensation you need and deserve.

Remember, your initial consultation is free, and you don't pay us unless you win.

Contact our firm serving Boston, Springfield, Worcester, and communities throughout Massachusetts to schedule a consultation with a car and truck accident lawyer. Our attorneys are committed to helping victims obtain maximum compensation for their personal injuries.