Massachusetts is a "no-fault state" with regards to car accidents. This means that your own Massachusetts car accident insurance company pays up to $8,000 of your medical bills, regardless of who was at fault. These benefits are called First-Party Benefits.
The Massachusetts law defining First-Party Benefits states:
First-party benefits are payable to anyone who suffers an injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle.
Although your own car insurance will be the first to pay in a Massachusetts automobile accident, there are times when an uninsured individual is an innocent passenger in a motor vehicle. In these circumstances, determining who is responsible to pay Massachusetts No-Fault Benefits can be complicated.
There are other, related benefits known as Third-Party Benefits. These usually cover non-financial losses, which include damages for pain and suffering, scarring or disfigurement, death, and wage loss in excess of three years. In Massachusetts, a Third-Party legal claim is filed against the driver is at fault in the car accident.
To be awarded third-party benefits in Massachusetts, you must show that you suffered a "threshold injury," which is a serious impairment of an important body function, serious disfigurement or scarring, or death.
It is very common for insurance company adjusters to assert that an injury is not a "serious impairment of a body function." However, if you have an objectively documented injury to an important part of your body, and this affects your life, then you should talk with an experienced Massachusetts auto accident lawyer such as the personal injury lawyers at the Law Offices of Mark E. Salomone.
If you or a loved one has been involved in a motor vehicle accident in Boston, Springfield, Worcester, or elsewhere in Massachusetts, contact the Law Offices of Mark E. Salomone. A car and truck accident lawyer with our firm can help you obtain the compensation you need and deserve.
Remember, your initial consultation is free, and you don't pay us unless you win.
Contact our firm serving Boston, Springfield, Worcester, and communities throughout Massachusetts to schedule a consultation with a car and truck accident lawyer. Our attorneys are committed to helping victims obtain maximum compensation for their personal injuries.
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